When long-term care becomes necessary, the first issue many families face is the cost. Many are unsure of how much it will cost each month and whether it is within the range that they and their family can afford. In this issue,Estimated Cost of Care in Numata CityAnd,Systems and devices to reduce the burdenThe following is an easy-to-understand introduction to the
Estimated costs for long-term care insurance services
As a general rule, with long-term care insurance, theCo-pay 10% to 30% of the service fee.The system is structured as follows. The percentage of cost depends on income, and most senior citizens pay only 10% of the total cost.
For example, a person requiring long-term care 1 is in home care.Assistance in daily living about 3 times a week(cleaning and shopping), it is estimated that about 5,000-7,000 yen The co-payment of theDay service is used twice a weekThen, Around 10,000 yen This can be a burden on the
Of course, costs will vary depending on the type and frequency of services used.
In the case of institutionalization, the cost is even higher, as food and housing expenses are also to be paid out-of-pocket,100,000 yen or more per month It is not uncommon for cases to take
Systems to reduce cost burdens
Various programs are available to lighten the cost of long-term care as much as possible.
High-cost nursing care service fee system
If the monthly co-payment exceeds a certain limit, the excess amount will be reimbursed. The maximum amount is set according to income, and for low-income earners, it may be only a few thousand yen.
Nursing Care Insurance Maximum Amount Authorization
This is a system that reduces the cost of living and meals when using facility services. This system is available to households that are exempt from resident tax.
Tax returns for medical expense deductions and nursing care expenses
Some long-term care services may be deductible as medical expenses on your tax return. Home nursing care and some day-care rehabilitation services fall under this category, and filing a tax return will reduce your tax burden.
Numata City's own efforts
Numata City in Gunma Prefecture is also promoting unique initiatives aimed at preventing nursing care and supporting the daily lives of the elderly so that they can live with peace of mind.
- Care prevention and lifestyle support services
The program offers exercise classes and dispatches daily life support volunteers to elderly people before they need nursing care. - Consultation at Community Comprehensive Support Center
There are several locations in the city where people can feel free to ask for advice about the cost of care and how to use services.
It is important not to be alone in your concerns about costs, but to take advantage of local support services.
Devices to ease the burden on families
It is important to reduce not only the cost but also the emotional and physical burden on the family.
- Utilization of short-term stay (short stay)
It is convenient for family vacations, trips, and urgent business. Available for a few days to a few weeks, the cost is partially covered by long-term care insurance. - Combination of home care and home nursing
They receive both physical and medical care, allowing them to continue to live at home with peace of mind. - Use of services not covered by long-term care insurance
Services such as cleaning, shopping, and chaperoning outings that are not covered by long-term care insurance can help reduce the burden on the family.
Initiatives of the Taiseikai Group
we Taiseikai Groupprovides a diverse range of long-term care services in and around Numata City. In addition to home-visit care, day service, and short stay, we also provide support outside of the long-term care insurance system. We can flexibly put together a plan according to the family's situation and the user's wishes.
Worried about the cost," "Don't know which service to use."
Our experienced care managers and staff will work with you to consider your concerns and propose the best way forward.
summary
It is difficult to see "how much" long-term care costs will be, and this can easily lead to anxiety. However, by making good use of the long-term care insurance system and various reduction systems, it is possible to receive necessary services while reducing the burden.
Numata City has many contact points for consultation, including the Regional Comprehensive Support Center. Please do not keep your family members alone, but consult with local support and professional organizations.
And by flexibly combining long-term care services, it is possible to make the goal of "living at home with peace of mind" a reality. If you have any questions about costs or how to choose services, please feel free to contact us at the Taiseikai/Kuninkai Group. We will be happy to assist you as your partner in supporting your life.
＼ Please feel free to contact us if you have any problems ／.
Medical Corporation Taiseikai Uchida Hospital Community Medical Cooperation Office
(TEL) 0278-24-5329
Uchida Home Care Office
(TEL) 0278-23-7535
